Invest in the
Future of Finance

Invest in the
Future of Finance

Earn strong APYs with low-risk with instantaneous, secondary market liquidity

Earn strong APYs with low-risk with instantaneous, secondary market liquidity

Earn strong APYs with low-risk.

Invest in SMB Hedging & Credit Globally

Umoja makes it easy for partners to access global liquidity, manage risk-return, and earn rewards for investing in inclusive economic growth.

High Liquidity

Investors may exit their positions at any time and don't need to worry about LP lock-in until the debt's maturity date.

Low Risk

All loan collateral is transparently locked on-chain with 100% transparency. Never worry about flash defaults.

Insured Investments

Umoja provides non-traditional safeguards that partially insure investments to further lower LP risk.

Internationally Compliant

Umoja automates KYC / AML checks for all stakeholders and performs three rounds of due diligence on borrowers.

Umoja for Investors

Umoja for Investors

Institutional funds, Web3 organizations, and angels use Umoja to invest in high-growth debt deals.

Institutional funds, Web3 organizations, and angels use Umoja to invest in high-growth debt deals.

High-Quality Deals

High-Quality Deals

Access yield opportunities in thoroughly vetted African businesses

Access yield opportunities in thoroughly vetted African businesses

Risk-Adjusted Returns

Risk-Adjusted Returns

Evaluate diversified deals and optimize for risk-return

Evaluate diversified deals and optimize for risk-return

Real-World Impact

Real-World Impact

Close financing gaps for creditworthy businesses powering real impact

Close financing gaps for creditworthy businesses powering real impact