Simple, Fast, & Affordable Hedging

Simple, Fast, & Affordable Hedging

Umoja offers simple, cost-effective currency risk protection using P2P lending.

Umoja offers simple, cost-effective currency risk protection using P2P lending.

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Hedging. Simplified.

Protect against currency risks is minutes, not months. Umoja save money, time, & headcount.

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Affordable Premiums

Get currency risk coverage that's automated with up-front premiums.

Fast, Flexible Coverage

Hedge your currency risks quickly over the maturity that you need.

Transparent Pricing

Always know every cost involved - no more bank back office pricing!

Customize Terms

Customize Terms

Set your currency pair, hedged amount, coverage range, and maturity.

Set your currency pair, hedged amount, coverage range, and maturity.

Pay Your Premium

Pay Your Premium

Pay your premium to access your currency risk coverage in minutes.

Pay your premium to access your currency risk coverage in minutes.

Get Coverage

Get Coverage

Investors fund your currency risk coverage for your terms.

Investors fund your currency risk coverage for your terms.

Interested in Investing?

Interested in Investing?

Interested in Investing?

Umoja provides low-risk, high APY investment opportunities by funding P2P currency risk protection loans.

Umoja provides low-risk, high APY investment opportunities by funding P2P currency risk protection loans.

Umoja provides low-risk, high APY investment opportunities by funding P2P currency risk protection loans.

Apply to Invest

15%+ APYs

15%+ APYs

15%+ APYs

Borrower premiums provide novel, high-yield opportunities

Borrower premiums provide novel, high-yield opportunities

25%+ Liquid Collateral

25%+ Liquid Collateral

High Collateral

All loans are collateralized with borrower premiums (min. 25%)

All loans are collateralized with borrower premiums (min. 25%)

Minimum collateralization of 25%

Short Maturity Lengths

Short Maturity

Currency risk protection loans span 3, 6, and 12 months maturity.

Currency risk protection loans span 3, 6, and 12 months maturity.

Currency risk loans span 3, 6, and 12 months maturity.

Backed by the best

Backed by the best

Our Mission

Democratize access to FX hedging for everyone.

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